NEW ENGLAND APPRAISAL SERVICES LTD in NEEDHAM do appraisals for a variety of clients

To a lot of us, an appraisal just looks like another fee on the break-sheet for a home purchase or refinance. Even though there are a developing number of automated home valuation methods that might appear more economical than an appraisal, almost all lenders still need a local expert because the stakes are so high. You might think that securing a mortgage is the only reason you should get an appraisal, but there are other cases when the services of a licensed, independent real estate professional could be beneficial.

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Let NEW ENGLAND APPRAISAL SERVICES LTD help you appeal your tax assessment in Norfolk County

If you live in an area where property values have declined, it's possible you're paying too much in property taxes. An appraisal from NEW ENGLAND APPRAISAL SERVICES LTD is your best evidence when building your case. We're equipped to assist you in appealing your tax assessment.

How can you get rid of PMI to lower your mortgage payment?

Private Mortgage Insurance, or PMI, is an additional insurance policy that most lenders ask home buyers to purchase when the amount being loaned to the home owner is more than 80% of the actual value of the property. Since the added payment is usually lumped into the monthly mortgage payment, it is often forgotten. PMI is unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress that requires lenders to dismiss the PMI payments when the balance is paid down to 78% of the original value.

NEW ENGLAND APPRAISAL SERVICES LTD will produce a statement regarding the value of your home, and the price you paid for the appraisal can usually be regained in a short amount of time because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce is a very heartbreaking event for the parties involved, and it is often more complicated by the difficult decision of who keeps the property. It's a good idea to get an appraisal from NEW ENGLAND APPRAISAL SERVICES LTD so both parties are completely aware of the true market value of their house, regardless of the situation.

If the parties need to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Fair and accurate estate liquidation with NEW ENGLAND APPRAISAL SERVICES LTDSettling an estate

The loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the maximum degree of discretion.

Most Americans don't have dedicated estate planners or executors to handle these issues, unlike wealthier individuals. A home or other property often makes up an unequal share of the total estate value, so understanding the true value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've received an honest deal.

Let NEW ENGLAND APPRAISAL SERVICES LTD help you with relocating to or from Norfolk County

Moving due to a job change can be a stressful event, and we understand. That being said, we take great care in establishing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive aspects of their property, along with information about any recent sales or listings in their neighborhood that they want considered during our thorough process.

Let NEW ENGLAND APPRAISAL SERVICES LTD assist you in selling your home quickly at the right price

A professional appraisal can help you make a more informed decision when determining your asking price, whether you want to sell your home on your own or with the help of a real estate agent. Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees are based on our efforts to perform the appraisal report and not a percentage of the sales price.

On a daily basis, we analyze the difference in value things like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long properties are on the market. So, getting a professional appraisal is a reliable way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.